Mon 20th April – Getting The Best Finance – and Secrets The Banks Don’t Want Told!

Aussie dollars

** PLEASE NOTE: This meeting was originally scheduled for the Tuesday and is NOW on MONDAY April 20th **


Getting finance is one of the most important aspects to successful investing.


You don’t buy investment properties with CASH – you buy property with FINANCE so you need to know how to most effectively get your deals financed so that you can do more deals, make more money – and not waste time and money on lending that is not right for you.


What is more – the cost of your mortgage interest is your biggest expense so you need to make sure you are not overpaying for this aspect of your property investing.


It’s expensive to have to refinance a property because you got the finance wrong – or because your situation changed and your finance wasn’t flexible enough to cope. The banks have many ways of making money and one of their strategies is to charge you every time you need to make changes to your finance structure. So don’t get caught out.


Plus the ways banks operate has changed in the last couple of years and especially since the GFC, and if you don’t know how to use this to your advantage (or the loopholes that you might get caught in) then you put yourself and your investing at risk.


Don’t waste money because you don’t know how the banking and lending system works.


Our speaker this month is a leader in the finance industry – and not just for lending but as an advocate for investors and home owners in helping people to get the best bang for their buck out of their lenders.



Introducing this month’s speaker

Robert Projeski is the founder of Australian Mortgage Options (AMO) one of Australia’s largest and most awarded mortgage lenders. Robert is also a long-time property investor himself, and he is passionate about helping investors and home-buyers alike to get the best deal from their financiers.


Prior to establishing AMO over 25 years ago, Robert worked in the banking industry and identified a number of ways in which he could improve a borrower’s financial position by restructuring home loan products. Borrowers would then be able to pay off their mortgage sooner, minimise tax and create wealth.


When he presented his findings and recommendations to the executive board, he found that his ideas did not fit with their own business model.  The bank’s position was that if people paid their home loan off sooner, it would earn less money from interest and this would not benefit the bank especially in the short to medium term.


Consequently, Robert resigned from his position at the bank and AMO was born with the mission statement “we’ll show you what the others don’t want you to know”.


It is this philosophy that has driven the business to the forefront of the home loan market, resulting in multiple awards from Money Magazine, Cannex, Your Mortgage Magazine and Canstar.


If you want to learn how to get the best finance for your investing and some of the strategies to optimise your lending, and to learn from the founder of one of the industry’s most well-known mortgage lenders, who is ALSO a very well established investor in his own right, you have to make it to this meeting.



At this month’s meeting we will cover: 


  • How to get the banks to say “yes” when you are seeking finance
  • What kind of properties or projects will be easier to finance (why make life harder than it needs to be?)
  • Optimising your money – making it work for you and not the bank
  • Creative ways of financing property deals
  • Fixed vs variable rates – know the benefits, costs and traps and make the right choice

And bonus topics:

  • Where to get deposit money if you find a great deal but don’t yet have the deposit for it.
  • What is Fractional Reserve Lending and why, as an investor, you NEED to understand how the banks work.
  • Why the consumer credit code may not apply to a property investor and they might pay exit fees on their lending if they exit a finance arrangement early.


PLUS Bring your hardest finance-related questions and Robert will answer them!

Come to our meeting and meet Robert, as well as network with investors who are active in the property investing market today. Keep progressing with your property investing this year!

Location Parramatta RSL - The Auditorium Room, cnr Macquarie and O’Connell Sts, Parramatta. Free parking opposite the club in covered car park.
Map Click here for map
Date 21/04/2015
Time 7:30pm - 9:30pm

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