Monday 15th November 2021 – Two Lawyers, lending and borrowing money, coded vs non coded loans, HIA contracts, off the plan contracts, FIRB, bring questions for open discussion

Introducing Andrew Mitchard – Managing Director, Johnston Withers Lawyers

Andrew is the Managing Director of Johnston Withers Lawyers and specialises in property law and related commercial disputes and transactions.  He heads up the growing commercial law team in the Adelaide CBD office and in addition he carries responsibility for the regional office in Clare and visits regularly to support the local staff. Furthermore, Andrew is the State Secretary of the Australian Lawyers Alliance that is dedicated to the protection and promotion of justice.

Some of the topics Andrew will address are:

  • Registered VS Equitable Mortgages (eg. caveats)” – the differences between the two and why a Registered Mortgage is superior.
  • “Loan Agreements and the possible Terms” – Options with respect to interest and interest rates, loan terms, extensions of loan, priority arrangements, guarantees and other useful terms to consider.
  • What loans are not likely to be coded loans” – When a loan is not coded, the business test, not dealing with residential and household loans and the burden of coded loans.
  • “Mortgage enforcement procedures” – What you have to do to commence enforcement, how the courts deal with mortgage possession, timeframes to get court orders and what you can do once you have possession.

INTRODUCING Reyka Quiniones – Commercial and Property Lawyer, Johnston Withers

Reyka is a Commercial and Property Lawyer and has a strong focus on developments around Australia.

Reyka has been fundamental in achieving successful outcomes for large scale development projects, including the negotiation and preparation of contracts and providing valuable advice about legal and commercial risks, plus developing protocols to ensure the smooth administration of hundreds of conveyances. Reyka holds memberships with the Law Society of South Australia and the Australian Institute of Conveyancers.

Topics Reyka will discuss:

  • “Off-the-plan Contracts” – various special conditions for the off-the-plan contracts and considerations when planning and making decisions – from a developer and purchasers perspective.
  • “Housing Industry Australia (HIA) and Master Builders Australia (MBA) Contracts” – general recommendations for what to include in the build contract (some of which are not included in standard HIA and Master Builder contracts).
  • “Foreign Investment Review Board (FIRB)” – addressing FIRB purchasers and approval options for developers.

OPEN QUESTION and ANSWER SESSION bring your property journey questions and matters or issues that require advice and/or suggestions from our speakers or put them to the group. It is an excellent opportunity for open discussion.

Don’t miss the opportunity to learn more about these interesting and valuable property law, mortgage differences and contract considerations for purchasers.

How to register and attend…
To secure your seat you must register and pay online by clicking here. The zoom link is:

Please email your receipt to if you are attending via zoom and request the password. We will then email you the password.

Staying Covid Safe
Please do not attend in person if you are experiencing any cold or flu symptoms. The wearing of a face mask is welcomed but not compulsory. Please maintain 1.5 metres at all times and refrain from hand shaking.

A Few Important Notes

  1. Bring Your Pads, Pens, iPad or whatever it takes but don’t forget to take notes. When you come to the Property Meeting, please bring something to take notes – you don’t want to miss a thing and we’ll be sharing very valuable information on the night!

It’s going to be another full house so make sure you secure your place.

We look forward to seeing you at the meeting!

Anthea & Rohan

Location Master Builders Association 47 South Terrace Adelaide
Map Click here for map
Date 15/11/2021
Time Arrive from 5.30pm for 6pm start to 8pm then join for dinner at the Duke of Brunswick

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